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CribScore

Insurance

Underwriting workflows need evidence, not just a score.

CribScore helps insurers screen childcare providers with source-linked licensing data, predictive risk, trust metrics, evidence snapshots, and event history in one auditable workflow.
Open agentsOpen developers

Fast answer

CribScore gives insurance one workflow for childcare compliance decisions: source-linked facility records, predictive risk, trust metrics, evidence snapshots, and typed events through API and MCP.

Primary inputs

Risk forecast

Primary output

Underwriting memo

Surface

REST + MCP

Refresh latency

< 24 hours

Workflow

How it runs

  1. Step 1

    Search a geography or inbound provider list and shortlist facilities that need underwriting review.

  2. Step 2

    Pull the current facility record, risk forecast, trust metrics, and recent evidence or event context.

  3. Step 3

    Generate an underwriting memo that cites source URLs, refresh timestamps, and the top forecast drivers.

Example payload

Shape

The shape CribScore exposes for teams that want to automate this workflow instead of browsing records manually.
{
  "facility_id": "uuid",
  "safety_score": 84.7,
  "risk_forecast": {
    "horizon_days": 30,
    "risk_label": "moderate",
    "risk_probability": 0.24,
    "confidence_score": 0.81
  },
  "trust_context": {
    "state_code": "TX",
    "confidence_score": 0.92,
    "freshness_latency_hours": 16.5
  },
  "recent_events": [
    { "event_type": "license_status_change", "occurred_at": "2026-03-10T00:00:00Z" }
  ]
}